Gold Equity Line
Central Bank's Gold Equity Line of Credit lets you use the equity in your home. Your Gold Equity Line is based on a combination of your income, credit history and the equity in your home. A Central Bank Gold Equity Line has the following advantages:

• Competitive interest rate
• Up to 100% financing
• Tax deductible interest up to the legal limit (Please consult your tax advisor)
• Option to access your account with checks, Visa Gold® or both
• Minimum credit line of $5,000

Credit subject to approval. Loan term is 15 years. A balloon payment may result. Annual Percentage Rate (APR) is effective 10/7/07 for loans with a loan to value of 89% or less. The APR can vary & is based on Prime Rate as published for the last business day of the month in the Wall Street Journal. The APR is subject to change monthly and resulting payment amounts may vary. The maximum APR is 21.00%. Minimum loan is $5,000 and maximum loan is $150,000. $20 annual fee. Borrower also pays for appraisal, if required. Property insurance required. Flood insurance, if applicable, is required. Consult your tax advisor regarding the deductibility of interest. Please contact us for more information regarding this product. A different APR and payment amount is available for loans with a loan to value of 90%-100%. Terms and conditions subject to change without notice.