Commercial Loans
Borrowing to Reach Your Business Goals

Maybe you're reaching for your dream of owning a small business. Or you're planning an expansion of a thriving business into new markets. It could be you have seasonal cash flow needs or want to build a permanent home to accommodate your business.

Because your business is unique, we can tailor a loan specifically for you and your relationship. Central Bank's local decision makers are right here, not in another state, where they don't know you and your business. From small businesses to large companies, we can provide lines of credit and term loans that suit your financial conditions and cash flow needs, including:

Term loans for acquisition of fixed assets
A lump-sum, disbursement loan with payback over a specified period of time, used to finance equipment, a change in ownership, a new business acquisition or other long-term needs.

Working capital lines of credit
A flexible loan or line of credit used as needed for short-term or seasonal borrowing.

Letters of credit
A guarantee of payment to a third party on behalf of a second party to ensure performance.

SBA loans
Small Business Association loans help established businesses grow and expand by providing government guarantees, lower down payment requirements, longer repayment terms, and no balloon payments with fixed or variable lending rates.

For additional information about commercial loans, please call (859) 253-6040.