August 29, 2003

Central Bank names Nancy Morrow Retail Banking Officer

Central Bank chairman, president and CEO, Luther Deaton, Jr., has announced the promotion of Nancy Morrow to retail banking officer at the Andover Banking Center at 3101 Maple Leaf Drive.

Ms. Morrow joined Central Bank in 1979 working in the bank's Card Services department. She has since worked as a teller, most recently as personal banker at Andover. Ms. Morrow's responsibilities include overseeing the Andover Banking Center with its business development, consumer and commercial loans, coaching, sales, staff management and community involvement.

Nancy, her husband Thomas, and their children Patrick, Jenny and Ashley live in Lexington.

Central Bank is a subsidiary of Central Bancshares, Inc. which operates a total of 19 full service banking centers, 25 ATMs, a mortgage office and insurance agency in Clark, Fayette, Jessamine, Scott and Bath counties. As of June 30, 2003, Central Bancshares' total assets were $1.168 billion.

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