September 26, 2006

Central Bank names Cathy Lowe Vice President

Nicholasville, KY - President Alan VanArsdall has announced that Cathy Lowe has been promoted to Vice President - Lending Officer, responsible for consumer and commercial lending in the Nicholasville market.

Ms. Lowe has 20 years of prior banking experience as a lender and supervisor of Loan Processing in Nicholasville. Ms. Lowe has recently joined Central Bank as Assistant Vice President - Lending Officer in December of 2005.

Central Bank is a subsidiary of Central Bancshares Inc., which currently operates a total of 23 full service banking centers, 28 ATMs, two mortgage offices, an insurance agency and an investment office in Bath, Boone, Clark, Fayette, Jefferson, Jessamine, Madison, and Scott counties. As of June 30, 2006, Central Bancshares' total assets were $1.657 billion.

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