We Can Help You Get Where You Want to Go.
And Now We Can Help You Stay There.

Achieving financial security is only part of your goal.
Growing your money is only one component of a solid and complete financial plan. Protecting what you've worked so hard to achieve is just as important - and it is the reason Central Bank & Trust Co. created Central Insurance Services (CIS).

Central Insurance Services., a wholly owned subsidiary of Central Bank & Trust Co., offers a complete array of insurance services centered on your needs to help protect you and your family. CIS is uniquely qualified to offer you the desired combination of experience, value and choice to meet your insurance needs.

Protecting Yourself & Those You Love
Central Insurance Services offers a number of options to prepare for life's uncertainties. Our broad variety of products can help provide a solid financial foundation for you and your loved one. These types of products include

• Life
• Health
• Property & Casualty

Protecting Your Estate
Taking into account your entire financial situation, we can help you maximize the value of your estate for your designated benefactors, including

• Protection of assets
• Tax liquidity, equalization for heirs
• Controlled gifting

CBIA experts can help you structure your insurance policies appropriately to maximize the after-tax transfer of assets to your heirs.

Protecting Your Health

• Individual Health Plans
  In the face of rising costs, CBIA offers you the opportunity to take control of your healthcare coverage. If you are between jobs, self-employed, want to increase your current healthcare coverage at work, or have decided to opt out of employer-sponsored plans, CBIA offers individual plans to meet a variety of healthcare needs.
• Disability Insurance
  Both individual and group plans can be structured for professionals, business owners and highly compensated employees who are not covered by an employer's plan. We also offer employer-sponsored group plans.
• Long-Term Care
  Protect yourself and your family from the long-term financial effects caused by illnesses requiring professional care either in home or at a residential facility.

Protecting Your Property

• Auto Coverage
  Most auto insurance policies include coverage for liability, medical payments, uninsured motorist coverage and collision/comprehensive coverage.
• Home
  Whether you're looking to purchase your first home or vacation property, you're going to need a good homeowner's policy to make sure your investment is protected against fire, theft, or other risks.
• Umbrella Policies
  Sometimes events can occur which threaten your financial security above and beyond the coverage you may already have for property damage. A personal umbrella policy can provide the additional coverage you may need.

Call 859-253-6283 for your free no-obligation insurance quote.