Personal Checking Accounts
Checking accounts to fit your needs and your budget

NEW!  Clean Start Checking
A new account, with no minimum balance and only $50 to open, that is designed to help customers who have been on Chex Systems.

NEW!  Central Platinum
An interest bearing account with unlimited standard personalized checks, conventional American Express Traveler's Cheques, Central Card, no annual fee Visa® Gold Card (subject to credit approval) and guaranteed checking/savings with no annual or per transfer fee.  All you need is a minimum daily balance of $10,000 in your Platinum Account or a combined daily balance in all linked deposits of $25,000 (including deposit accounts, CDs, and IRAs) to avoid the monthly maintenance fee. 

Regular Checking
An account that provides unlimited check writing privileges and no service fee when a minimum balance is maintained in either your Central Bank Regular Checking ($500) or Central Bank Regular Savings ($1,000) account.

Interest Checking Account
An Interest Checking Account that earns interest on any balance and qualifies for no service fees when you maintain a minimum required balance of $1,000.

The Central Card
It's a plastic check! The Central Card is accepted anywhere you can use Visa®. It's faster than a check and safer than cash. All activity shows on your monthly checking statement. And, it is available with any personal checking account.

The Central Account
An account to combine all the banking services you could possibly need into one all-purpose, unbeatable personal banking account. You start with our Interest Checking Account and you get:

• Standard Personalized checks
• Overdraft Protection
• Central Card

In addition, you get a Visa®, MasterCard® or Visa® Gold credit card (subject to approved credit) without an annual fee. As an added attraction, you can obtain conventional American Express Traveler's Cheques at no charge.

Central 55
An account specially designed for our 55 and older customers who require no minimum balance and your standard personalized checks are free.

* For more information regarding checking accounts, please contact your Personal Banker or our Customer Service department.