Central Bank Disclosure of Deposit Yields & Rates

Effective Dates: January 18 – January 24, 2017

Type Name APY Interest Rate Minimum Balance to Obtain APY
Checking Accounts Consumer/Business/Business 250 Interest Checking 0.07% 0.070% $1.00
Checking Accounts Platinum Checking 0.15% 0.150% $50,000
Checking Accounts Platinum Checking 0.10% 0.100% $10,000
Checking Accounts Platinum Checking 0.07% 0.070% $1.00
Health Savings Account Health Savings Accounts 0.15% 0.150% $1.00
Savings Accounts Savings Accounts 0.07% 0.070% $1.00
Money Market Accounts Money Market/Money Market Plus 0.07% 0.070% $2,500 or > (>$1 for MM+)
Money Market Accounts Money Market/Money Market Plus 0.07% 0.070% $2,499 or < (N/A for MM+)
Central Money Market Personal 0.07% 0.070% < $10,000
Central Money Market Personal 0.07% 0.070% $10,000 to $49,999
Central Money Market Personal 0.15% 0.150% $50,000 to $99,999
Central Money Market Personal 0.20% 0.200% $100,000 to $249,999
Central Money Market Personal 0.25% 0.250% $250,000 or >
Central Money Market Non-Personal 0.07% 0.070% < $10,000
Central Money Market Non-Personal 0.07% 0.070% $10,000 to $49,999
Central Money Market Non-Personal 0.07% 0.070% $50,000 to $99,999
Central Money Market Non-Personal 0.10% 0.100% $100,000 to $249,999
Central Money Market Non-Personal 0.15% 0.150% $250,000 or >
Certificate of Deposit 7 to 31 Days 0.10% 0.100% $20,000
Certificate of Deposit 32 to 89 Days 0.15% 0.150% $5,000
Certificate of Deposit 90 to 179 Days 0.20% 0.200% $2,500
Certificate of Deposit 180 to 364 Days 0.30% 0.300% $1,000
Certificate of Deposit 1 Year 0.45% 0.449% $500
Certificate of Deposit 2 Years 0.70% 0.698% $500
Certificate of Deposit 3 Years 1.00% 0.995% $500
Certificate of Deposit 4 Years 1.25% 1.242% $500
Certificate of Deposit 5 Years 1.65% 1.637% $500
Current CD Specials CentralAdvantage (1 year–individuals only) 0.25% 0.250% $2,500
Current CD Specials CD Management Account (1 year–variable rate) 0.66% 0.660% $2,500
Individual Retirement Accounts Variable Rate–18 Months 0.20% 0.200% $100
Individual Retirement Accounts Fixed Rate–6 Months 0.30% 0.300% $500
Individual Retirement Accounts Fixed Rate–12 Months 0.45% 0.449% $500
Individual Retirement Accounts Fixed Rate–24 Months 0.70% 0.698% $500
Individual Retirement Accounts Fixed Rate–36 Months 1.00% 0.995% $500
Individual Retirement Accounts Fixed Rate–60 Months 1.65% 1.637% $500