Personal Services

We offer all types of services for all types of needs in the Central Kentucky area. And because your situation and financial status are unique, Central Bank’s services are tailor-made for you. Please feel free to browse through our wide array of services. From individual checking accounts to special lines of credit, Central Bank offers many solutions to your financial needs. If you have any questions regarding our services please e-mail us!

Click here to return to a personal checking or savings application.

Learn more about banking local with us or click below to see what Central Bank can do for you and your family.


Insurance products, investment products and securities are:

  • NOT FDIC Insured
  • NOT Guaranteed by the Bank
  • MAY Lose Value
  • NOT Insured by any Federal Government Agency
  • NOT a Deposit
  • Subject to Risk

CBIA, Inc. dba Central Insurance Services (CIS) is a wholly-owned subsidiary of Central Bank & Trust Co.

Investments image.

Central Investment Center, Inc. (CIC), is a wholly-owned subsidiary of Central Bank & Trust Co. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Central Investment Center and Central Bank & Trust Co. are independent of Raymond James Financial Services. 300 West Vine Street, Lexington, KY 40507. 859-253-6435.