Central Bank Disclosure of Deposit Yields & Rates
Effective Dates: June 1, 2023 - June 6, 2023
Type | Name | APY* | Interest Rate | Minimum Balance to Obtain APY |
|---|---|---|---|---|
Checking Accounts | Central Interest/Business Interest/Business 250 Interest Checking | 0.20% | 0.200% | $1.00 |
Checking Accounts | Platinum Checking | 0.50% | 0.499% | $50,000 |
Checking Accounts | Platinum Checking | 0.35% | 0.349% | $10,000 |
Checking Accounts | Platinum Checking | 0.20% | 0.200% | $1.00 |
Health Savings Account | Health Savings Accounts | 0.20% | 0.200% | $1.00 |
Savings Accounts | Savings Accounts | 0.20% | 0.200% | $1.00 |
Money Market Accounts | Money Market/Money Market Plus | 0.35% | 0.349% | $2,500 or > (>$1 for MM+) |
Money Market Accounts | Money Market/Money Market Plus | 0.35% | 0.349% | $2,499 or < (N/A for MM+) |
Central Money Market | Personal | 0.35% | 0.349% | < $10,000 |
Central Money Market | Personal | 0.45% | 0.449% | $10,000 to $49,999 |
Central Money Market | Personal | 0.65% | 0.648% | $50,000 to $99,999 |
Central Money Market | Personal | 0.90% | 0.896% | $100,000 to $249,999 |
Central Money Market | Personal | 1.15% | 1.143% | $250,000 or > |
Central Money Market | Nonpersonal | 0.25% | 0.250% | < $10,000 |
Central Money Market | Nonpersonal | 0.40% | 0.399% | $10,000 to $49,999 |
Central Money Market | Nonpersonal | 0.55% | 0.548% | $50,000 to $99,999 |
Central Money Market | Nonpersonal | 0.70% | 0.698% | $100,000 to $249,999 |
Central Money Market | Nonpersonal | 0.85% | 0.846% | $250,000 or > |
Certificate of Deposit | 7 to 31 Days | 0.40% | 0.399% | $20,000 |
Certificate of Deposit | 32 to 89 Days | 0.50% | 0.499% | $5,000 |
Certificate of Deposit | 90 to 179 Days | 0.65% | 0.648% | $2,500 |
Certificate of Deposit | 180 to 364 Days | 0.90% | 0.896% | $1,000 |
Certificate of Deposit | 1 Year | 1.25% | 1.242% | $500 |
Certificate of Deposit | 2 Years | 1.25% | 1.242% | $500 |
Certificate of Deposit | 3 Years | 1.25% | 1.242% | $500 |
Certificate of Deposit | 4 Years | 1.25% | 1.242% | $500 |
Certificate of Deposit | 5 Years | 1.25% | 1.242% | $500 |
Current CD Specials | Central Advantage (1 year – individuals only) | 3.00% | 2.956% | $2,500 |
Current CD Specials | CD Special (11 months) | 3.50% | 3.440% | $1,000 |
Individual Retirement Accounts | Variable Rate – 18 Months | 0.55% | 0.548% | $100 |
Individual Retirement Accounts | Fixed Rate – 6 Months | 0.80% | 0.797% | $500 |
Individual Retirement Accounts | Fixed Rate – 12 Months | 1.15% | 1.143% | $500 |
Individual Retirement Accounts | Fixed Rate – 24 Months | 1.15% | 1.143% | $500 |
Individual Retirement Accounts | Fixed Rate – 36 Months | 1.15% | 1.143% | $500 |
Individual Retirement Accounts | Fixed Rate – 60 Months | 1.15% | 1.143% | $500 |