Central Bank Disclosure of Deposit Yields & Rates
Effective Dates: July 1, 2025 - July 8, 2025
Type | Name | APY* | Interest Rate | Minimum Balance to Obtain APY |
|---|---|---|---|---|
Checking Accounts | Central Interest/Business Interest/Business 250 Interest Checking | 0.75% | 0.747% | $1.00 |
Checking Accounts | Platinum Checking | 1.25% | 1.242% | $50,000 |
Checking Accounts | Platinum Checking | 1.00% | 0.995% | $10,000 |
Checking Accounts | Platinum Checking | 0.75% | 0.747% | $1.00 |
Health Savings Account | Health Savings Accounts | 0.75% | 0.747% | $1.00 |
Savings Accounts | Savings Accounts | 0.85% | 0.846% | $1.00 |
Money Market Accounts | Personal Money Market Plus | 4.10% | 4.018% | $500,000 or > |
Money Market Accounts | Personal Money Market Plus | 1.20% | 1.193% | < $500,000 |
Money Market Accounts | Nonpersonal Money Market Plus | 3.60% | 3.537% | $500,000 or > |
Money Market Accounts | Nonpersonal Money Market Plus | 0.70% | 0.698% | < $500,000 |
Central Money Market | Personal | 1.00% | 0.995% | < $10,000 |
Central Money Market | Personal | 1.15% | 1.143% | $10,000 to $49,999 |
Central Money Market | Personal | 1.45% | 1.440% | $50,000 to $99,999 |
Central Money Market | Personal | 1.75% | 1.735% | $100,000 to $249,999 |
Central Money Market | Personal | 2.00% | 1.980% | $250,000 or > |
Central Money Market | Nonpersonal | 0.85% | 0.846% | < $10,000 |
Central Money Market | Nonpersonal | 1.00% | 0.995% | $10,000 to $49,999 |
Central Money Market | Nonpersonal | 1.25% | 1.242% | $50,000 to $99,999 |
Central Money Market | Nonpersonal | 1.50% | 1.489% | $100,000 to $249,999 |
Central Money Market | Nonpersonal | 1.75% | 1.735% | $250,000 or > |
Certificate of Deposit | 7 to 31 Days | 1.00% | 0.995% | $20,000 |
Certificate of Deposit | 32 to 89 Days | 1.25% | 1.242% | $5,000 |
Certificate of Deposit | 90 to 179 Days | 1.50% | 1.489% | $2,500 |
Certificate of Deposit | 180 to 364 Days | 1.75% | 1.735% | $1,000 |
Certificate of Deposit | 1 Year | 2.00% | 1.980% | $500 |
Certificate of Deposit | 2 Years | 2.10% | 2.078% | $500 |
Certificate of Deposit | 3 Years | 2.15% | 2.127% | $500 |
Certificate of Deposit | 4 Years | 2.20% | 2.176% | $500 |
Certificate of Deposit | 5 Years | 2.25% | 2.225% | $500 |
Current CD Specials | CD Management Account (1 year –variable rate) | 4.20% | 4.110% | $2,500 |
Current CD Specials | Central Advantage (1 year – individuals only) | 4.00% | 3.922% | $2,500 |
Current CD Specials | CD Special (11 months) | 4.00% | 3.922% | $1,000 |
Current CD Specials | CD Special (5 months) | 4.25% | 4.162% | $1,000 |
Individual Retirement Accounts | Variable Rate – 18 Months | 1.50% | 1.489% | $100 |
Individual Retirement Accounts | Fixed Rate – 6 Months | 1.75% | 1.735% | $500 |
Individual Retirement Accounts | Fixed Rate – 12 Months | 2.00% | 1.980% | $500 |
Individual Retirement Accounts | Fixed Rate – 24 Months | 2.10% | 2.078% | $500 |
Individual Retirement Accounts | Fixed Rate – 36 Months | 2.15% | 2.127% | $500 |
Individual Retirement Accounts | Fixed Rate – 60 Months | 2.25% | 2.225% | $500 |