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Central Bank Disclosure of Deposit Yields & Rates

Effective Dates: June 1, 2023 - June 6, 2023

Type

Name

APY*

Interest Rate

Minimum Balance to Obtain APY

Checking Accounts

Central Interest/Business Interest/Business 250 Interest Checking

0.20%

0.200%

$1.00

Checking Accounts

Platinum Checking

0.50%

0.499%

$50,000

Checking Accounts

Platinum Checking

0.35%

0.349%

$10,000

Checking Accounts

Platinum Checking

0.20%

0.200%

$1.00

Health Savings Account

Health Savings Accounts

0.20%

0.200%

$1.00

Savings Accounts

Savings Accounts

0.20%

0.200%

$1.00

Money Market Accounts

Money Market/Money Market Plus

0.35%

0.349%

$2,500 or > (>$1 for MM+)

Money Market Accounts

Money Market/Money Market Plus

0.35%

0.349%

$2,499 or < (N/A for MM+)

Central Money Market

Personal

0.35%

0.349%

< $10,000

Central Money Market

Personal

0.45%

0.449%

$10,000 to $49,999

Central Money Market

Personal

0.65%

0.648%

$50,000 to $99,999

Central Money Market

Personal

0.90%

0.896%

$100,000 to $249,999

Central Money Market

Personal

1.15%

1.143%

$250,000 or >

Central Money Market

Nonpersonal

0.25%

0.250%

< $10,000

Central Money Market

Nonpersonal

0.40%

0.399%

$10,000 to $49,999

Central Money Market

Nonpersonal

0.55%

0.548%

$50,000 to $99,999

Central Money Market

Nonpersonal

0.70%

0.698%

$100,000 to $249,999

Central Money Market

Nonpersonal

0.85%

0.846%

$250,000 or >

Certificate of Deposit

7 to 31 Days

0.40%

0.399%

$20,000

Certificate of Deposit

32 to 89 Days

0.50%

0.499%

$5,000

Certificate of Deposit

90 to 179 Days

0.65%

0.648%

$2,500

Certificate of Deposit

180 to 364 Days

0.90%

0.896%

$1,000

Certificate of Deposit

1 Year

1.25%

1.242%

$500

Certificate of Deposit

2 Years

1.25%

1.242%

$500

Certificate of Deposit

3 Years

1.25%

1.242%

$500

Certificate of Deposit

4 Years

1.25%

1.242%

$500

Certificate of Deposit

5 Years

1.25%

1.242%

$500

Current CD Specials

Central Advantage (1 year – individuals only)

3.00%

2.956%

$2,500

Current CD Specials

CD Special (11 months)

3.50%

3.440%

$1,000

Individual Retirement Accounts

Variable Rate – 18 Months

0.55%

0.548%

$100

Individual Retirement Accounts

Fixed Rate – 6 Months

0.80%

0.797%

$500

Individual Retirement Accounts

Fixed Rate – 12 Months

1.15%

1.143%

$500

Individual Retirement Accounts

Fixed Rate – 24 Months

1.15%

1.143%

$500

Individual Retirement Accounts

Fixed Rate – 36 Months

1.15%

1.143%

$500

Individual Retirement Accounts

Fixed Rate – 60 Months

1.15%

1.143%

$500