Central Bank Disclosure of Deposit Yields & Rates

Effective Dates: July 28, 2021 - August 3, 2021

Type

Name

APY*

Interest Rate

Minimum Balance to Obtain APY

Checking Accounts

Central Interest/Business Interest/Business 250 Interest Checking

0.05%

0.050%

$1.00

Checking Accounts

Platinum Checking

0.10%

0.100%

$50,000

Checking Accounts

Platinum Checking

0.05%

0.050%

$10,000

Checking Accounts

Platinum Checking

0.05%

0.050%

$1.00

Health Savings Account

Health Savings Accounts

0.05%

0.050%

$1.00

Savings Accounts

Savings Accounts

0.05%

0.050%

$1.00

Money Market Accounts

Money Market/Money Market Plus

0.05%

0.050%

$2,500 or > (>$1 for MM+)

Money Market Accounts

Money Market/Money Market Plus

0.05%

0.050%

$2,499 or < (N/A for MM+)

Central Money Market

Personal

0.05%

0.050%

< $10,000

Central Money Market

Personal

0.05%

0.050%

$10,000 to $49,999

Central Money Market

Personal

0.05%

0.050%

$50,000 to $99,999

Central Money Market

Personal

0.10%

0.100%

$100,000 to $249,999

Central Money Market

Personal

0.15%

0.150%

$250,000 or >

Central Money Market

Nonpersonal

0.05%

0.050%

< $10,000

Central Money Market

Nonpersonal

0.05%

0.050%

$10,000 to $49,999

Central Money Market

Nonpersonal

0.05%

0.050%

$50,000 to $99,999

Central Money Market

Nonpersonal

0.05%

0.050%

$100,000 to $249,999

Central Money Market

Nonpersonal

0.05%

0.050%

$250,000 or >

Certificate of Deposit

7 to 31 Days

0.05%

0.050%

$20,000

Certificate of Deposit

32 to 89 Days

0.05%

0.050%

$5,000

Certificate of Deposit

90 to 179 Days

0.10%

0.100%

$2,500

Certificate of Deposit

180 to 364 Days

0.15%

0.150%

$1,000

Certificate of Deposit

1 Year

0.15%

0.150%

$500

Certificate of Deposit

2 Years

0.20%

0.200%

$500

Certificate of Deposit

3 Years

0.30%

0.300%

$500

Certificate of Deposit

4 Years

0.40%

0.399%

$500

Certificate of Deposit

5 Years

0.50%

0.499%

$500

Current CD Specials

Central Advantage (1 year – individuals only)

0.10%

0.100%

$2,500

Current CD Specials

CD Management Account (1 year – variable rate)

0.06%

0.055%

$2,500

Individual Retirement Accounts

Variable Rate – 18 Months

0.15%

0.150%

$100

Individual Retirement Accounts

Fixed Rate – 6 Months

0.15%

0.150%

$500

Individual Retirement Accounts

Fixed Rate – 12 Months

0.15%

0.150%

$500

Individual Retirement Accounts

Fixed Rate – 24 Months

0.20%

0.200%

$500

Individual Retirement Accounts

Fixed Rate – 36 Months

0.30%

0.300%

$500

Individual Retirement Accounts

Fixed Rate – 60 Months

0.50%

0.499%

$500