Central Bank Disclosure of Deposit Yields & Rates
Effective Dates: February 1, 2023 - February 7, 2023
Type | Name | APY* | Interest Rate | Minimum Balance to Obtain APY |
|---|---|---|---|---|
Checking Accounts | Central Interest/Business Interest/Business 250 Interest Checking | 0.10% | 0.100% | $1.00 |
Checking Accounts | Platinum Checking | 0.25% | 0.250% | $50,000 |
Checking Accounts | Platinum Checking | 0.15% | 0.150% | $10,000 |
Checking Accounts | Platinum Checking | 0.10% | 0.100% | $1.00 |
Health Savings Account | Health Savings Accounts | 0.05% | 0.050% | $1.00 |
Savings Accounts | Savings Accounts | 0.10% | 0.100% | $1.00 |
Money Market Accounts | Money Market/Money Market Plus | 0.10% | 0.100% | $2,500 or > (>$1 for MM+) |
Money Market Accounts | Money Market/Money Market Plus | 0.10% | 0.100% | $2,499 or < (N/A for MM+) |
Central Money Market | Personal | 0.10% | 0.100% | < $10,000 |
Central Money Market | Personal | 0.20% | 0.200% | $10,000 to $49,999 |
Central Money Market | Personal | 0.25% | 0.250% | $50,000 to $99,999 |
Central Money Market | Personal | 0.35% | 0.349% | $100,000 to $249,999 |
Central Money Market | Personal | 0.50% | 0.499% | $250,000 or > |
Central Money Market | Nonpersonal | 0.10% | 0.100% | < $10,000 |
Central Money Market | Nonpersonal | 0.15% | 0.150% | $10,000 to $49,999 |
Central Money Market | Nonpersonal | 0.20% | 0.200% | $50,000 to $99,999 |
Central Money Market | Nonpersonal | 0.25% | 0.250% | $100,000 to $249,999 |
Central Money Market | Nonpersonal | 0.30% | 0.300% | $250,000 or > |
Certificate of Deposit | 7 to 31 Days | 0.10% | 0.100% | $20,000 |
Certificate of Deposit | 32 to 89 Days | 0.10% | 0.100% | $5,000 |
Certificate of Deposit | 90 to 179 Days | 0.20% | 0.200% | $2,500 |
Certificate of Deposit | 180 to 364 Days | 0.30% | 0.300% | $1,000 |
Certificate of Deposit | 1 Year | 0.75% | 0.747% | $500 |
Certificate of Deposit | 2 Years | 0.75% | 0.747% | $500 |
Certificate of Deposit | 3 Years | 0.85% | 0.846% | $500 |
Certificate of Deposit | 4 Years | 0.85% | 0.846% | $500 |
Certificate of Deposit | 5 Years | 0.85% | 0.846% | $500 |
Current CD Specials | Central Advantage (1 year – individuals only) | 1.10% | 1.094% | $2,500 |
Individual Retirement Accounts | Variable Rate – 18 Months | 0.25% | 0.250% | $100 |
Individual Retirement Accounts | Fixed Rate – 6 Months | 0.30% | 0.300% | $500 |
Individual Retirement Accounts | Fixed Rate – 12 Months | 0.75% | 0.747% | $500 |
Individual Retirement Accounts | Fixed Rate – 24 Months | 0.75% | 0.747% | $500 |
Individual Retirement Accounts | Fixed Rate – 36 Months | 0.85% | 0.846% | $500 |
Individual Retirement Accounts | Fixed Rate – 60 Months | 0.85% | 0.846% | $500 |