Central Bank Disclosure of Deposit Yields & Rates
Effective Dates: January 28, 2026 - February 1, 2026
Type | Name | APY* | Interest Rate | Minimum Balance to Obtain APY |
|---|---|---|---|---|
Checking Accounts | Central Interest/Business Interest/Business 250 Interest Checking | 0.65% | 0.648% | $1.00 |
Checking Accounts | Platinum Checking | 1.15% | 1.143% | $50,000 |
Checking Accounts | Platinum Checking | 1.90% | 0.896% | $10,000 |
Checking Accounts | Platinum Checking | 0.65% | 0.648% | $1.00 |
Health Savings Account | Health Savings Accounts | 0.55% | 0.548% | $1.00 |
Savings Accounts | Savings Accounts | 0.75% | 0.747% | $1.00 |
Money Market Accounts | Personal Money Market Plus | 3.25% | 3.198% | $500,000 or > |
Money Market Accounts | Personal Money Market Plus | 1.10% | 1.094% | < $500,000 |
Money Market Accounts | Nonpersonal Money Market Plus | 3.00% | 2.956% | $500,000 or > |
Money Market Accounts | Nonpersonal Money Market Plus | 0.60% | 0.598% | < $500,000 |
Central Money Market | Personal | 0.90% | 0.896% | < $10,000 |
Central Money Market | Personal | 1.05% | 1.045% | $10,000 to $49,999 |
Central Money Market | Personal | 1.35% | 1.341% | $50,000 to $99,999 |
Central Money Market | Personal | 1.65% | 1.637% | $100,000 to $249,999 |
Central Money Market | Personal | 1.95% | 1.931% | $250,000 or > |
Central Money Market | Nonpersonal | 0.75% | 0.747% | < $10,000 |
Central Money Market | Nonpersonal | 0.90% | 0.896% | $10,000 to $49,999 |
Central Money Market | Nonpersonal | 1.15% | 1.143% | $50,000 to $99,999 |
Central Money Market | Nonpersonal | 1.40% | 1.390% | $100,000 to $249,999 |
Central Money Market | Nonpersonal | 1.70% | 1.686% | $250,000 or > |
Certificate of Deposit | 7 to 31 Days | 1.00% | 0.995% | $20,000 |
Certificate of Deposit | 32 to 89 Days | 1.25% | 1.242% | $5,000 |
Certificate of Deposit | 90 to 179 Days | 1.50% | 1.489% | $2,500 |
Certificate of Deposit | 180 to 364 Days | 1.75% | 1.735% | $1,000 |
Certificate of Deposit | 1 Year | 2.00% | 1.980% | $500 |
Certificate of Deposit | 2 Years | 2.10% | 2.078% | $500 |
Certificate of Deposit | 3 Years | 2.15% | 2.127% | $500 |
Certificate of Deposit | 4 Years | 2.20% | 2.176% | $500 |
Certificate of Deposit | 5 Years | 2.25% | 2.225% | $500 |
Current CD Specials | CD Management Account (1 year –variable rate) | 3.56% | 3.500% | $2,500 |
Current CD Specials | Central Advantage (1 year – individuals only) | 3.35% | 3.295% | $2,500 |
Current CD Specials | CD Special (11 months) | 3.40% | 3.344% | $1,000 |
Current CD Specials | CD Special (5 months) | 3.50% | 3.440% | $1,000 |
Individual Retirement Accounts | Variable Rate – 18 Months | 1.50% | 1.489% | $100 |
Individual Retirement Accounts | Fixed Rate – 6 Months | 1.75% | 1.735% | $500 |
Individual Retirement Accounts | Fixed Rate – 12 Months | 2.00% | 1.980% | $500 |
Individual Retirement Accounts | Fixed Rate – 24 Months | 2.10% | 2.078% | $500 |
Individual Retirement Accounts | Fixed Rate – 36 Months | 2.15% | 2.127% | $500 |
Individual Retirement Accounts | Fixed Rate – 60 Months | 2.25% | 2.225% | $500 |