Central Bank Disclosure of Deposit Yields & Rates
Effective Dates: September 27, 2023 - October 1, 2023
Type | Name | APY* | Interest Rate | Minimum Balance to Obtain APY |
|---|---|---|---|---|
Checking Accounts | Central Interest/Business Interest/Business 250 Interest Checking | 0.35% | 0.349% | $1.00 |
Checking Accounts | Platinum Checking | 0.75% | 0.747% | $50,000 |
Checking Accounts | Platinum Checking | 0.50% | 0.499% | $10,000 |
Checking Accounts | Platinum Checking | 0.35% | 0.349% | $1.00 |
Health Savings Account | Health Savings Accounts | 0.35% | 0.349% | $1.00 |
Savings Accounts | Savings Accounts | 0.35% | 0.349% | $1.00 |
Money Market Accounts | Money Market/Money Market Plus | 0.45% | 0.449% | $2,500 or > (>$1 for MM+) |
Money Market Accounts | Money Market/Money Market Plus | 0.45% | 0.449% | $2,499 or < (N/A for MM+) |
Central Money Market | Personal | 0.50% | 0.499% | < $10,000 |
Central Money Market | Personal | 0.75% | 0.747% | $10,000 to $49,999 |
Central Money Market | Personal | 1.00% | 0.995% | $50,000 to $99,999 |
Central Money Market | Personal | 1.25% | 1.242% | $100,000 to $249,999 |
Central Money Market | Personal | 1.50% | 1.489% | $250,000 or > |
Central Money Market | Nonpersonal | 0.30% | 0.300% | < $10,000 |
Central Money Market | Nonpersonal | 0.50% | 0.499% | $10,000 to $49,999 |
Central Money Market | Nonpersonal | 0.75% | 0.747% | $50,000 to $99,999 |
Central Money Market | Nonpersonal | 1.00% | 0.995% | $100,000 to $249,999 |
Central Money Market | Nonpersonal | 1.25% | 1.242% | $250,000 or > |
Certificate of Deposit | 7 to 31 Days | 0.50% | 0.499% | $20,000 |
Certificate of Deposit | 32 to 89 Days | 0.75% | 0.747% | $5,000 |
Certificate of Deposit | 90 to 179 Days | 1.00% | 0.995% | $2,500 |
Certificate of Deposit | 180 to 364 Days | 1.25% | 1.242% | $1,000 |
Certificate of Deposit | 1 Year | 1.50% | 1.489% | $500 |
Certificate of Deposit | 2 Years | 1.35% | 1.341% | $500 |
Certificate of Deposit | 3 Years | 1.25% | 1.242% | $500 |
Certificate of Deposit | 4 Years | 1.25% | 1.242% | $500 |
Certificate of Deposit | 5 Years | 1.25% | 1.242% | $500 |
Current CD Specials | Central Advantage (1 year – individuals only) | 4.00% | 3.922% | $2,500 |
Current CD Specials | CD Special (11 months) | 4.50% | 4.402% | $1,000 |
Individual Retirement Accounts | Variable Rate – 18 Months | 1.00% | 0.995% | $100 |
Individual Retirement Accounts | Fixed Rate – 6 Months | 1.25% | 1.242% | $500 |
Individual Retirement Accounts | Fixed Rate – 12 Months | 1.50% | 1.489% | $500 |
Individual Retirement Accounts | Fixed Rate – 24 Months | 1.35% | 1.341% | $500 |
Individual Retirement Accounts | Fixed Rate – 36 Months | 1.25% | 1.242% | $500 |
Individual Retirement Accounts | Fixed Rate – 60 Months | 1.25% | 1.242% | $500 |