We have several convenient options for you to pay both consumer and commercial loans, including Central Bank's Online Payment System. Please note online credit card and equity line payments must be made using CardManager or CentreSuite as detailed in the Credit Card and Equity Line Payments section.
Register to use our online payments system and make payments for free via ACH using a bank account and routing number.
Register or Log InEven if you're registered in the system, you can always pay as guest. Guest payments can be made using a debit card or via ACH using a bank account and routing number. Please note there is a $1.00 fee for guest payments.
Make a Guest PaymentMake a payment by phone with a Central Banker for a $5.00 fee during regular business hours.
Call 859-253-6222Current Central Bank deposit account customers can use CentralNET Online Banking or CentralMOBILE to make transfers directly from their checking or savings account to their Central Bank loan. With these tools, you'll also enjoy the other features and benefits of our digital banking services.
Login or EnrollCentral Bank customers using Business Online Banking or Commercial Online Banking can make transfers directly from their business checking or savings account to their Central Bank loan. Interested in signing up for Business or Commercial Online Banking? Learn more.
LoginIf you prefer assistance over the phone, try using the Central Connection, Central Bank’s 24/7 phone banking service. Simply call our toll-free number, 866-457-CBKY to make transfers from your Central Bank deposit account to your Central Bank loan. Please note, the first time you use the service you will be asked for your Social Security number or tax ID to establish a 4-digit pin, and each time you access the Central Connection you will use your Social Security number and the 4-digit pin to access your account.
Call the Central ConnectionOf course, all loan payments can be made by mail or in-person at one of our locations.
Mailing Address for Loan Payments:
Central Bank & Trust Co.
P.O. Box 1330
Lexington, KY 40588-1330