Central Bank Disclosure of Deposit Yields & Rates

Effective Dates: March 20 – March 26, 2019

Type Name APY* Interest Rate Minimum Balance to Obtain APY
Checking Accounts Central Interest/Business Interest/Business 250 Interest Checking 0.25% 0.250% $1.00
Checking Accounts Platinum Checking 0.50% 0.499% $50,000
Checking Accounts Platinum Checking 0.35% 0.349% $10,000
Checking Accounts Platinum Checking 0.25% 0.250% $1.00
Health Savings Account Health Savings Accounts 0.30% 0.300% $1.00
Savings Accounts Savings Accounts 0.25% 0.250% $1.00
Money Market Accounts Money Market/Money Market Plus 0.25% 0.250% $2,500 or > (>$1 for MM+)
Money Market Accounts Money Market/Money Market Plus 0.25% 0.250% $2,499 or < (N/A for MM+)
Central Money Market Personal 0.25% 0.250% < $10,000
Central Money Market Personal 0.35% 0.349% $10,000 to $49,999
Central Money Market Personal 0.45% 0.449% $50,000 to $99,999
Central Money Market Personal 0.65% 0.648% $100,000 to $249,999
Central Money Market Personal 0.75% 0.747% $250,000 or >
Central Money Market Nonpersonal 0.25% 0.250% < $10,000
Central Money Market Nonpersonal 0.25% 0.250% $10,000 to $49,999
Central Money Market Nonpersonal 0.30% 0.300% $50,000 to $99,999
Central Money Market Nonpersonal 0.45% 0.449% $100,000 to $249,999
Central Money Market Nonpersonal 0.55% 0.548% $250,000 or >
Certificate of Deposit 7 to 31 Days 0.30% 0.300% $20,000
Certificate of Deposit 32 to 89 Days 0.35% 0.349% $5,000
Certificate of Deposit 90 to 179 Days 0.45% 0.449% $2,500
Certificate of Deposit 180 to 364 Days 0.70% 0.698% $1,000
Certificate of Deposit 1 Year 1.05% 1.045% $500
Certificate of Deposit 2 Years 1.40% 1.390% $500
Certificate of Deposit 3 Years 1.65% 1.637% $500
Certificate of Deposit 4 Years 2.75% 2.713% $500
Certificate of Deposit 5 Years 3.00% 2.956% $500
Current CD Specials Central Advantage (1 year – individuals only) 0.85% 0.846% $2,500
Current CD Specials CD Management Account (1 year – variable rate) 2.49% 2.455% $2,500
Individual Retirement Accounts Variable Rate – 18 Months 0.60% 0.598% $100
Individual Retirement Accounts Fixed Rate – 6 Months 0.70% 0.698% $500
Individual Retirement Accounts Fixed Rate – 12 Months 1.05% 1.045% $500
Individual Retirement Accounts Fixed Rate – 24 Months 1.40% 1.390% $500
Individual Retirement Accounts Fixed Rate – 36 Months 1.65% 1.637% $500
Individual Retirement Accounts Fixed Rate – 60 Months 3.00% 2.956% $500