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Central Bank Disclosure of Deposit Yields & Rates

Effective Dates: February 28, 2024 - February 29, 2024

Type

Name

APY*

Interest Rate

Minimum Balance to Obtain APY

Checking Accounts

Central Interest/Business Interest/Business 250 Interest Checking

0.45%

0.449%

$1.00

Checking Accounts

Platinum Checking

0.95%

0.946%

$50,000

Checking Accounts

Platinum Checking

0.70%

0.698%

$10,000

Checking Accounts

Platinum Checking

0.45%

0.449%

$1.00

Health Savings Account

Health Savings Accounts

0.45%

0.449%

$1.00

Savings Accounts

Savings Accounts

0.55%

0.548%

$1.00

Money Market Accounts

Personal Money Market Plus

4.00%

3.922%

$500,000 or >

Money Market Accounts

Personal Money Market Plus

1.10%

1.094%

< $500,000

Money Market Accounts

Nonpersonal Money Market Plus

3.50%

3.440%

$500,000 or >

Money Market Accounts

Nonpersonal Money Market Plus

0.60%

0.598%

< $500,000

Central Money Market

Personal

0.70%

0.698%

< $10,000

Central Money Market

Personal

0.95%

0.946%

$10,000 to $49,999

Central Money Market

Personal

1.20%

1.193%

$50,000 to $99,999

Central Money Market

Personal

1.45%

1.440%

$100,000 to $249,999

Central Money Market

Personal

1.70%

1.686%

$250,000 or >

Central Money Market

Nonpersonal

0.50%

0.499%

< $10,000

Central Money Market

Nonpersonal

0.70%

0.698%

$10,000 to $49,999

Central Money Market

Nonpersonal

0.95%

0.946%

$50,000 to $99,999

Central Money Market

Nonpersonal

1.20%

1.193%

$100,000 to $249,999

Central Money Market

Nonpersonal

1.45%

1.440%

$250,000 or >

Certificate of Deposit

7 to 31 Days

0.70%

0.698%

$20,000

Certificate of Deposit

32 to 89 Days

0.95%

0.946%

$5,000

Certificate of Deposit

90 to 179 Days

1.20%

1.193%

$2,500

Certificate of Deposit

180 to 364 Days

1.45%

1.440%

$1,000

Certificate of Deposit

1 Year

1.70%

1.686%

$500

Certificate of Deposit

2 Years

1.55%

1.538%

$500

Certificate of Deposit

3 Years

1.45%

1.440%

$500

Certificate of Deposit

4 Years

1.45%

1.440%

$500

Certificate of Deposit

5 Years

1.45%

1.440%

$500

Current CD Specials

Central Advantage (1 year – individuals only)

4.00%

3.922%

$2,500

Current CD Specials

CD Special (11 months)

4.50%

4.402%

$1,000

Individual Retirement Accounts

Variable Rate – 18 Months

1.20%

1.193%

$100

Individual Retirement Accounts

Fixed Rate – 6 Months

1.45%

1.440%

$500

Individual Retirement Accounts

Fixed Rate – 12 Months

1.70%

1.686%

$500

Individual Retirement Accounts

Fixed Rate – 24 Months

1.55%

1.538%

$500

Individual Retirement Accounts

Fixed Rate – 36 Months

1.45%

1.440%

$500

Individual Retirement Accounts

Fixed Rate – 60 Months

1.45%

1.440%

$500