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Central Bank Disclosure of Deposit Yields & Rates

Effective Dates: March 25 – March 31, 2020

Type Name APY* Interest Rate Minimum Balance to Obtain APY
Checking Accounts Central Interest/Business Interest/Business 250 Interest Checking 0.05% 0.050% $1.00
Checking Accounts Platinum Checking 0.10% 0.100% $50,000
Checking Accounts Platinum Checking 0.05% 0.050% $10,000
Checking Accounts Platinum Checking 0.05% 0.050% $1.00
Health Savings Account Health Savings Accounts 0.05% 0.050% $1.00
Savings Accounts Savings Accounts 0.05% 0.050% $1.00
Money Market Accounts Money Market/Money Market Plus 0.05% 0.050% $2,500 or > (>$1 for MM+)
Money Market Accounts Money Market/Money Market Plus 0.05% 0.050% $2,499 or < (N/A for MM+)
Central Money Market Personal 0.05% 0.050% < $10,000
Central Money Market Personal 0.05% 0.050% $10,000 to $49,999
Central Money Market Personal 0.15% 0.150% $50,000 to $99,999
Central Money Market Personal 0.20% 0.200% $100,000 to $249,999
Central Money Market Personal 0.25% 0.250% $250,000 or >
Central Money Market Nonpersonal 0.05% 0.050% < $10,000
Central Money Market Nonpersonal 0.05% 0.050% $10,000 to $49,999
Central Money Market Nonpersonal 0.05% 0.050% $50,000 to $99,999
Central Money Market Nonpersonal 0.10% 0.100% $100,000 to $249,999
Central Money Market Nonpersonal 0.15% 0.150% $250,000 or >
Certificate of Deposit 7 to 31 Days 0.05% 0.050% $20,000
Certificate of Deposit 32 to 89 Days 0.10% 0.100% $5,000
Certificate of Deposit 90 to 179 Days 0.20% 0.200% $2,500
Certificate of Deposit 180 to 364 Days 0.30% 0.300% $1,000
Certificate of Deposit 1 Year 0.35% 0.349% $500
Certificate of Deposit 2 Years 0.50% 0.499% $500
Certificate of Deposit 3 Years 0.70% 0.698% $500
Certificate of Deposit 4 Years 0.80% 0.797% $500
Certificate of Deposit 5 Years 0.90% 0.896% $500
Current CD Specials Central Advantage (1 year – individuals only) 0.25% 0.250% $2,500
Current CD Specials CD Management Account (1 year – variable rate) 1.45% 1.440% $2,500
Individual Retirement Accounts Variable Rate – 18 Months 1.50% 1.489% $100
Individual Retirement Accounts Fixed Rate – 6 Months 0.30% 0.300% $500
Individual Retirement Accounts Fixed Rate – 12 Months 0.35% 0.349% $500
Individual Retirement Accounts Fixed Rate – 24 Months 0.50% 0.499% $500
Individual Retirement Accounts Fixed Rate – 36 Months 0.70% 0.698% $500
Individual Retirement Accounts Fixed Rate – 60 Months 0.90% 0.896% $500