Purchase Alerts are messages sent to your email or mobile phone to help you manage and track your consumer Visa® credit card transactions. Alerts provide near real-time notification of signature transaction activity based on alert settings you have selected. You select from preset alerts and specify the settings for the alerts you want to receive (for example, the option to be notified when a transaction exceeds a specific value). Information in the alert includes the amount of the transaction, the merchant name and location (if available) and the last four digits of the Visa card used. Alerts can be sent to an email address or to a mobile phone as an SMS text message.