Messages sent by e-mail may not be secure, may be intercepted by third parties and may not be immediately received by the appropriate person at Central Bank. Please do not use e-mail to send us communications which contain confidential information, which we require to be in writing, or which need our immediate attention. Please call 859-253-6222 or write us instead at this address: P.O. Box 1360, Lexington, Kentucky 40588-1360, Attention: Client Services. (SM) is a Service Mark of Central Bancshares, Inc.

Central Bank & Trust Co. is an Equal Housing Lender.

Central Investment Center, Inc. (CIC), is a Service Mark of Central Bancshares, Inc., and a subsidiary of Central Bank & Trust Co.

Securities and advisory services offered exclusively through Raymond James Financial Services, Inc., Member NASD/SIPC, an independent broker dealer, and are not insured by the FDIC or any other bank insurance, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risk, including the possible loss of principal.

Central Bank Insurance Agency, Inc., is a wholly-owned subsidiary of Central Bank and Trust Co.

State Registrations Disclosure for Websites

This site is published for residents of the United States only. Raymond James’ Financial Advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Insurance products are not a Deposit, not FDIC insured, are not insured by any federal government agency, not guaranteed by the bank, and may lose value.

Services of Central Bank & Trust Co., Central Bank Insurance Agency, Inc., Central Bank Mortgage, and Central Investment Center, Inc., are available only in Kentucky.

Visa® is a registered trademark of Visa USA, Inc.

Central Bank & Trust Co. is a Member FDIC.

The information contained in this site is correct and accurate as of the date of creation. Central Bank does not represent, warrant, or guarantee its accuracy.

The USA Patriot Act

Important Information About Procedures For Opening A New Account or Loan

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents and retain a photocopy.

We appreciate your support and cooperation with these initiatives which are required by the USA Patriot Act, effective October 1, 2003.

Including the following financial institutions:

  • Central Bank & Trust Co.
  • Central Bank