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Since 1978, we have been expertly handling processing for merchants who want competitive pricing and technology without giving up personal customer service and support – whether it's in person, over the phone or online.

Allow your customers to pay the way they want to pay

In today’s economy, customers have more ways to purchase your products or services than ever before. We can help you handle all of them. Payment for Visa®, Mastercard®, Discover® and debit transactions is available to your Central Bank checking account the next business day. (Allow second-business-day funding for transactions authorized through dial-up touch-tone processing.)

When you work with Central Bank, we won't lock you into long-term contracts. We offer month-to-month terms with no cancellation fees.

We offer versatility, efficiency and security, allowing you to accept payments instore, online and on the go.

Processing options include:

Overview of Products and Solutions

Our diversified mix of payment-processing solutions meets a wide range of customer needs, including:

  • EMV chip-card technology

  • Contactless payments through Apple Pay® and Android PayTM

  • Level 3 corporate business and purchasing cards

  • Debit card purchase/EBT

  • Flexible benefit cards

  • Recurring billing payments

  • Card-not-present/ecommerce payments

  • Gift/loyalty-card payments

  • PCI/DSS Security

  • Electronic check conversion

For more information and pricing on merchant payment processing, please contact our merchant services consultants at 859-253-6288, 800-637-6884 or

Merchant Services Products and Links

Merchant Application Packet

  • Merchant Services are available to Central Bank customers in Kentucky, Ohio and Indiana.

April 2024 Card Brand Fees

Useful Links

Get started.

Call to learn more.

Lisa Vickers

Lisa Vickers Merchant Services Manager - Lexington